ICBC UnionPay Dual Currency Diamond Card
Industrial and Commercial Bank of China (Asia) Limited
Intro
About this product
An UnionPay credit card from Industrial and Commercial Bank of China (Asia) Limited. Rewards center on Points · Air miles · Cash back, with headline rules such as 1% · All spending (1 point per HK$1 or RMB equivalent, HKD and RMB combined); 0.125% · Points converted to PhoenixMiles air miles (HK$8 = 1 mile); 0.5% · All spending (HKD and RMB combined, RMB converted at 1:1).
Rewards
Reward rules
Rewards: Points · Air miles · Cash back
1%All spending (1 point per HK$1 or RMB equivalent, HKD and RMB combined)
0.125%Points converted to PhoenixMiles air miles (HK$8 = 1 mile)
0.5%All spending (HKD and RMB combined, RMB converted at 1:1)
Fit
Who it suits
- Everyday spenders who want cash back directly
- Points and miles collectors
Key facts
Key facts
Fees & rates
Annual fee
To be verified
Annual fee waiver
To be verified
Purchase APR
To be verified
Foreign transaction fee
To be verified
Eligibility
Minimum income
To be verified
Card details
Card network
UnionPay
Effective from
21 Sep 2026
Source: ICBC UnionPay Dual Currency Diamond Card Last updated: Data follows the institution's official pages and is not investment or lending advice.