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How we verify

How we get and verify our data

AI tracks official sources daily, so every product fact here is verified.

Last verified 2026-09-03 · Updated daily at 12:00 HKT

Updates as official pages change

01 · Find

Finding data

STEP 1

What we track

Credit cards, personal loans, tax loans, traditional bank accounts, virtual bank accounts, brokerages, travel insurance, pet insurance, home insurance and voluntary health insurance.

STEP 2

Update rhythm

Registered official sources are checked daily at noon, Hong Kong time.

STEP 3

Data scope

Institution websites, official terms documents and official licensing registers.

02 · Verify

How we verify

CHECK 1

License cross-check

Banks are checked against the HKMA register of authorised institutions; insurers against the Insurance Authority register of authorised insurers; brokerages against the SFC public register; money lenders against the Companies Registry licensed register.

CHECK 2

Official pages prevail

Product facts are taken only from institutions' official pages and terms, never from third-party retellings.

CHECK 3

Human review

Every change is checked by a person against the official wording before it becomes the current internal version.

03 · Limits

Data boundaries

The data summaries on this site do not constitute any investment or borrowing advice. Final terms are those published on the institutions' official pages and documents; if you spot a difference, follow the official version. Found something wrong? Email info@jolvex.xyz and we will check the official source and update.