Terms of Use

Acceptance

Jolvex provides this public site as-is. In these terms, "we" means the operator Jolvex (contact: info@jolvex.xyz) and "you" means anyone who browses or uses the site.

Permitted use

You may read the site for personal, non-commercial purposes, quoting with attribution. You should not bulk-extract the site's content with automated means, or access the site in a way that degrades service for other visitors.

The site offers no accounts, comments or interactive features; you need not — and should not — submit personal data to use the site.

Content and intellectual property

The site's brand, layout, explanatory copy and data-method descriptions are owned by Jolvex. Financial product information quoted on the site originates from institutions' official websites, official terms and Hong Kong official registers, whose rights remain with those institutions and official sources.

No financial advice

Everything on this site is informational only. It is not financial, investment, lending or legal advice, and it is not an offer or recommendation of any product. See the Disclaimer for details.

Limitation of liability

We work to keep the content accurate but do not warrant that the site is complete, up to date or error-free. To the maximum extent permitted by law, we are not liable for losses arising from using or being unable to use the site.

Governing law and changes

These terms are governed by the laws of the Hong Kong Special Administrative Region. We may update them from time to time; revisions are published on this page with an updated effective date, and material changes will be flagged appropriately.