About this product

FWD Hong Kong · HomeCare Insurance

Coverage limits

Home contents limit500,000-1,000,000 (by area)

Building coverOptional: up to sum insured (annual premium rate 0.085%, minimum premium HK$400)

Valuables special limit10,000 per item; 150,000 aggregate per year

Third-party liability5,000,000

Rent loss & alternative accommodation1,500 per day (50,000 per year)

Personal accident100,000 per person; 400,000 per year

Key facts

Policy

Plan type

Owners and tenants

Annual premium

HK$630

Underwriter

Bolttech Insurance (Hong Kong) Company Limited

Effective from

11 Oct 2026

Nil for household contents and personal liability; worldwide all risks (optional) 250 per claim; building (optional) 1,000 or 10% of the loss (whichever is greater) for water, typhoon, windstorm, landslip or subsidence, and 1,000 for other claims

Visit the institution's official site

Source: Official product page Last updated: 11 Oct 2026 Data follows the institution's official pages and is not investment or lending advice.