Planning to open an EleBank account? Use the referral code we share, R5GFKH, to explore the current welcome rewards.

Eligible customers who successfully open an account with the code by 30 November 2026 can receive rewards with an indicative total value of up to HK$1,136, subject to the activity requirements. These include a +18% p.a. one-month HKD time-deposit rate booster, NVIDIA stock, and fund, stock and card-spending cash coupons.

The time-deposit rate booster has no additional unlock task. If you have Hong Kong dollars you will not need immediately, this is a useful place to start reviewing the offer.

The one-month rate booster applies to up to HK$50,000

After successful account opening, eligible customers receive a +18% p.a. one-month HKD time-deposit rate booster, applicable to a deposit of up to HK$50,000.

It adds 18 percentage points to the applicable time-deposit annual interest rate. The booster is valid for 30 days from issuance, can be used once and cannot be combined with another rate booster.

Assuming a deposit of HK$50,000, a 30-day term and a 365-day year:

Estimated additional interest from the booster alone: approximately HK$739.73.

This illustration excludes interest at the underlying time-deposit rate. Actual interest depends on the bank's confirmation when the deposit is placed. Terminating the deposit before maturity forfeits the additional interest reward.

Choose an amount you can leave until maturity without affecting everyday expenses, then check the rate and maturity date in the app.

Four more welcome rewards to unlock as needed

The activity also includes the following rewards.

NVIDIA (NVDA) stock award

Successfully open an investment account and activate US stock trading to qualify for USD 20 in NVIDIA stock under the terms. The approximately HK$150 displayed on the activity page is an indicative conversion. Its actual Hong Kong dollar value is affected by exchange rates and stock prices.

HK$100 fund cash coupon

Complete one fund purchase of HK$10,000 or equivalent or more and satisfy the specified 30-day average daily total-assets requirement of at least HK$10,000 or equivalent.

HK$100 stock cash coupon

Complete three stock purchases, each of at least HK$0.01 or equivalent.

HK$30 card-spending cash coupon

Accumulate HK$300 or equivalent or more in eligible retail spending. Octopus and e-wallet top-ups, specified bill payments and other excluded transactions do not qualify.

Rewards are generally valid for 30 days from issuance. The coupon and activity terms determine the precise arrangements. If you already have suitable investment or spending plans, check the corresponding reward requirements. Account for trading costs and market risk when considering investment tasks.

Who can open an account with R5GFKH?

The activity is for eligible holders of a valid Hong Kong Identity Card. You must not have maintained an EleBank personal bank account during the 12 months before successful account opening.

Enter a valid referral code when applying and successfully open the account within 15 calendar days of submitting your application, and no later than 30 November 2026.

If you terminate the account within 12 months of successful account opening, the bank reserves the right to recover the equivalent value of relevant offers or prizes. Consider how you intend to use the account after the welcome period.

View your welcome rewards

Open the referral link below to see R5GFKH and the associated activity. After downloading the official app, check that the code is entered during account opening. Once the account is open, review the rewards and their expiry dates.

The deposit, stock award and cash coupons have different requirements. Select the benefits that fit your existing financial arrangements.

View the EleBank welcome offer | Referral code R5GFKH

Referral disclosure: this article contains a personal referral link shared by us. The referrer may receive a bank reward when you use the code and fulfil the specified requirements. Investment involves risks. Terms and conditions apply. This referral activity may only be conducted within Hong Kong and must not involve cross-border promotion or sales.

Reference: EleBank referral activity terms