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AEON Credit Service (Hong Kong) Limited

Official sitewww.aeon.com.hkLast verified

Credit cards7

AEON CARD WAKUWAKU · AEON Credit Service (Hong Kong) Limited AEON Credit Service (Hong Kong) Limited

AEON CARD WAKUWAKU

 Annual feeHK$0Purchase APR35.02% APRMinimum incomeTo be verified
6%Online spending
6%Spending in Japan
Annual fee waiverPerpetual annual fee waiver
Welcome offerWelcome offer: combined rebates up to HK$900 (paid in WAKU COIN)
Source: AEON CARD WAKUWAKUUpdated 21 Sep 2026
AEON UnionPay Card · AEON Credit Service (Hong Kong) Limited AEON Credit Service (Hong Kong) Limited

AEON UnionPay Card

 Annual feePerpetual annual fee waiverPurchase APR35.02% APRMinimum incomeTo be verified
6%Spending in Mainland China / Macau / Taiwan (Reward One)
6%Other foreign currency / overseas spending (Reward Two)
Annual fee waiverPerpetual annual fee waiver
Current offers: “Reward the World” campaign: total rebates up to HK$900 over the whole period (extra reward)Ended（Until 31 Oct 2026）
Source: AEON UnionPay CardUpdated 21 Sep 2026
AEON SPCA Puppy Mastercard · AEON Credit Service (Hong Kong) Limited AEON Credit Service (Hong Kong) Limited

AEON SPCA Puppy Mastercard

 Annual feePerpetual annual fee waiverPurchase APR35.02% APRMinimum incomeTo be verified
Annual fee waiverPerpetual annual fee waiver
Source: AEON SPCA Puppy MastercardUpdated 21 Sep 2026
AEON JCB Card · AEON Credit Service (Hong Kong) Limited AEON Credit Service (Hong Kong) Limited

AEON JCB Card

 Annual feeHK$0Purchase APR35.02%Minimum incomeTo be verified
10%JPY spending at AEON and AEON STYLE physical stores in Japan
2%Hong Kong eat, live and ride spending (the “Purple Rewards Life” programme)
Annual fee waiverPerpetual annual fee waiver
Welcome offerWelcome offer: rebates up to HK$600
Source: AEON JCB CardUpdated 21 Sep 2026
AEON DR-MAX Titanium Mastercard · AEON Credit Service (Hong Kong) Limited AEON Credit Service (Hong Kong) Limited

AEON DR-MAX Titanium Mastercard

 Annual feePerpetual annual fee waiverPurchase APR35.02%Minimum incomeTo be verified
Annual fee waiverPerpetual annual fee waiver
Source: AEON DR-MAX Titanium MastercardUpdated 21 Sep 2026
AEON Card Purple · AEON Credit Service (Hong Kong) Limited AEON Credit Service (Hong Kong) Limited

AEON Card Purple

 Annual feeHK$0Purchase APR35.02%Minimum incomeTo be verified
6%Restaurants across Hong Kong / AEON Stores / local transport (mobile payments)
2%Restaurants across Hong Kong / AEON Stores / local transport (physical card payments)
Annual fee waiverPerpetual annual fee waiver
Welcome offerWelcome offer: rebates up to HK$700
Source: AEON Card PurpleUpdated 21 Sep 2026
AEON Card Premium · AEON Credit Service (Hong Kong) Limited AEON Credit Service (Hong Kong) Limited

AEON Card Premium

 Annual feeHK$0Purchase APR35.02%Minimum incomeTo be verified
Annual fee waiverPerpetual annual fee waiver
Source: AEON Card PremiumUpdated 21 Sep 2026

Personal loans8

AEON Credit Service (Hong Kong) Limited

AEON Unsecured Car Loan

 APR from4.04%–48.00%Loan amountUp to HK$1,000,000 or 12x monthly salary or the total cost of car-related purposes, whichever is lowerMonthly flat rate0.18%Tenor6–60
Source: AEON Unsecured Car LoanUpdated 21 Sep 2026
AEON Credit Service (Hong Kong) Limited

AEON Too Easy Tax Loan

 APR from0.98%–48.00%Loan amountUp to HK$1,000,000 or 18x monthly salary, whichever is lowerMonthly flat rate0.13%Tenor6–36
Source: AEON Tax LoanUpdated 21 Sep 2026
AEON Credit Service (Hong Kong) Limited

AEON Renovation Loan

 APR from4.04%–48.00%Loan amountUp to HK$1,000,000 or 12x monthly salary or the total cost of renovation-related purposes, whichever is lowerMonthly flat rate0.18%Tenor6–60
Source: AEON Renovation LoanUpdated 21 Sep 2026
AEON Credit Service (Hong Kong) Limited

AEON Property Owner Personal Loan

 APR from1.27%–48.00%Loan amountUp to HK$1,000,000Monthly flat rate0.14%Tenor6–60
Source: AEON Property Owner LoanUpdated 21 Sep 2026
AEON Credit Service (Hong Kong) Limited

AEON Flexi Personal Loan

 APR from4.49%–48.00%Loan amountUp to HK$1,000,000 or 12 times monthly salary, whichever is lowerMonthly flat rate0.2%Tenor6–60
Source: AEON Personal LoanUpdated 21 Sep 2026
AEON Credit Service (Hong Kong) Limited

AEON NoDoc Loan

 APR from7.24%–48.00%Loan amountUp to HK$100,000Monthly flat rate0.4%Tenor6–60
Source: AEON NoDoc LoanUpdated 21 Sep 2026
AEON Credit Service (Hong Kong) Limited

AEON Green Personal Loan

 APR from3.13%–48.00%Loan amountUp to HK$1,000,000 or 12 times monthly salary or the total cost of the designated green-related purpose*, whichever is lowerMonthly flat rate0.14%Tenor6–60
Source: AEON Green Personal LoanUpdated 21 Sep 2026
AEON Credit Service (Hong Kong) Limited

AEON Debt Consolidation Loan

 APR from4.49%–48.00%Loan amountUp to HK$1,000,000 or 12 times monthly salary, whichever is lowerMonthly flat rate0.2%Tenor6–60
Source: AEON Debt Consolidation LoanUpdated 21 Sep 2026