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Blue Cross (Asia-Pacific) Insurance Limited
Blue Cross (Asia-Pacific) Insurance Limited
Official site
www.bluecross.com.hk
Last verified
12 Oct 2026
Travel insurance
5
Pet insurance
5
Home insurance
6
VHIS
4
Travel insurance
5
Blue Cross (Asia-Pacific) Insurance Limited
Inbound Travel Insurance - Premier Plan
Medical expenses
200,000
Cover type
Single trip
Emergency medical evacuation
40,000
Premium from
To be verified
Coverage area
Hong Kong
Max days per trip
90 days per trip
Insured age
6 weeks - 75 years old
Source: Official product page
Updated
12 Oct 2026
Blue Cross (Asia-Pacific) Insurance Limited
SmartGo GBA Travel Insurance
Medical expenses
150,000
Cover type
Greater Bay Area
Emergency medical evacuation
Unlimited
Premium from
HK$18 for one individual for 1 day, as listed in the product leaflet
Coverage area
Greater Bay Area
Max days per trip
Up to 3 days per trip
Insured age
No age limit
Source: Official product page
Updated
12 Oct 2026
Blue Cross (Asia-Pacific) Insurance Limited
Travel Smart – Cruise Essential
Medical expenses
1,200,000
Cover type
Single trip
Emergency medical evacuation
Unlimited
Premium from
HK$453
Coverage area
Worldwide
Max days per trip
Up to 180 days per trip
Insured age
Single-trip cover: from 6 weeks, no maximum age; annual cover: 6 weeks to 75 years, renewable to 80 (renewal over 80 requires individual approval). Cruise Plan is not available under the named Multiple-trip Cover
Source: Official product page
Updated
12 Oct 2026
Blue Cross (Asia-Pacific) Insurance Limited
Travel Smart – Select
Medical expenses
600,000
Cover type
Single trip
Emergency medical evacuation
Unlimited
Premium from
HK$130
Coverage area
Worldwide
Max days per trip
Up to 180 days per trip
Insured age
Single/multiple trips: from 6 weeks, no maximum age; annual: 6 weeks–75 years, renewable to 80 (over 80 subject to individual approval)
Source: Official product page
Updated
12 Oct 2026
Blue Cross (Asia-Pacific) Insurance Limited
Travel Smart – Worry-Free Premier
Medical expenses
1,200,000
Cover type
Single trip
Emergency medical evacuation
Unlimited
Premium from
HK$185
Coverage area
Worldwide
Max days per trip
Up to 180 days per trip
Insured age
Single/multiple trips: from 6 weeks, no maximum age; annual: 6 weeks–75 years, renewable to 80 (over 80 subject to individual approval)
Source: Official product page
Updated
12 Oct 2026
Pet insurance
5
Blue Cross (Asia-Pacific) Insurance Limited
LovePet Insurance Plan A
Annual medical limit
60,000
Annual premium
To be verified
No-claim discount
1 claim-free year 5%, 2 years 10%, 3 or more 15%
Entry age
6 months to 8 years, guaranteed renewable to 13
Underwriter
Blue Cross (Asia-Pacific) Insurance Limited
Source: Official product page
Updated
12 Oct 2026
Blue Cross (Asia-Pacific) Insurance Limited
LovePet Insurance Plan B
Annual medical limit
40,000
Annual premium
To be verified
No-claim discount
1 claim-free year 5%, 2 years 10%, 3 or more 15%
Entry age
6 months to 8 years, guaranteed renewable to 13
Underwriter
Blue Cross (Asia-Pacific) Insurance Limited
Source: Official product page
Updated
12 Oct 2026
Blue Cross (Asia-Pacific) Insurance Limited
LovePet Insurance Plan C
Annual medical limit
20,000
Annual premium
To be verified
No-claim discount
1 claim-free year 5%, 2 years 10%, 3 or more 15%
Entry age
6 months to 8 years, guaranteed renewable to 13
Underwriter
Blue Cross (Asia-Pacific) Insurance Limited
Source: Official product page
Updated
12 Oct 2026
Blue Cross (Asia-Pacific) Insurance Limited
LovePet Outpatient Insurance Basic Plan
Annual medical limit
3,000
Annual premium
HK$904
No-claim discount
To be verified
Entry age
13 weeks to 12 years, renewable to 15
Underwriter
Blue Cross (Asia-Pacific) Insurance Limited
Source: Official product page
Updated
12 Oct 2026
Blue Cross (Asia-Pacific) Insurance Limited
LovePet Outpatient Insurance Sharing Plan
Annual medical limit
4,500
Annual premium
HK$1,537
No-claim discount
To be verified
Entry age
13 weeks to 12 years, renewable to 15
Underwriter
Blue Cross (Asia-Pacific) Insurance Limited
Source: Official product page
Updated
12 Oct 2026
Home insurance
6
Blue Cross (Asia-Pacific) Insurance Limited
HomeSafe Protection – Plan A
Home contents limit
1,200,000
Plan type
To be verified
Annual premium
HK$1,580 per year for non-low-rise property aged 45 or below; before levy and discounts
Underwriter
Blue Cross (Asia-Pacific) Insurance Limited
Source: Official product page
Updated
12 Oct 2026
Blue Cross (Asia-Pacific) Insurance Limited
HomeSafe Protection – Plan B
Home contents limit
750,000
Plan type
To be verified
Annual premium
HK$980 per year for non-low-rise property aged 45 or below; before levy and discounts
Underwriter
Blue Cross (Asia-Pacific) Insurance Limited
Source: Official product page
Updated
12 Oct 2026
Blue Cross (Asia-Pacific) Insurance Limited
HomeSafe Protection – Plan C
Home contents limit
500,000
Plan type
To be verified
Annual premium
HK$680 per year for non-low-rise property aged 45 or below; before levy and discounts
Underwriter
Blue Cross (Asia-Pacific) Insurance Limited
Source: Official product page
Updated
12 Oct 2026
Blue Cross (Asia-Pacific) Insurance Limited
HomeSafe Protection – Plan D
Home contents limit
300,000
Plan type
To be verified
Annual premium
HK$420 per year for non-low-rise property aged 45 or below; before levy and discounts
Underwriter
Blue Cross (Asia-Pacific) Insurance Limited
Source: Official product page
Updated
12 Oct 2026
Blue Cross (Asia-Pacific) Insurance Limited
HomeSafe Protection Plus (Plan 1–6)
Home contents limit
HK$200,000-
3,000,000
(Plans 1-6)
Plan type
Owner / Occupier / Tenant | Landlord
Annual premium
HK$750
Underwriter
Blue Cross (Asia-Pacific) Insurance Limited
Source: Official product page
Updated
12 Oct 2026
Blue Cross (Asia-Pacific) Insurance Limited
Fire Insurance
Home contents limit
To be verified
Plan type
To be verified
Annual premium
To be verified
Underwriter
Blue Cross (Asia-Pacific) Insurance Limited
Source: Official product page
Updated
24 Sep 2026
VHIS
4
Blue Cross (Asia-Pacific) Insurance Limited
Blue Cross Dynasty VHIS Plan
Annual benefit limit
10,000,000
Plan type
Flexi plan
Lifetime benefit limit
48,000,000
Monthly premium from
To be verified
Guaranteed renewal
Guaranteed annual renewal, lifetime cover
Entry age
12 days to 80 years
Tax deduction
Up to 8,000 tax deduction per insured a year
Source: Official product page
Updated
24 Sep 2026
Blue Cross (Asia-Pacific) Insurance Limited
Blue Cross Love Yourself VHIS Plan
Annual benefit limit
6,000,000
Plan type
Flexi plan
Lifetime benefit limit
40,000,000
Monthly premium from
To be verified
Guaranteed renewal
Guaranteed annual renewal, lifetime cover
Entry age
12 days to 80 years
Tax deduction
Up to 8,000 tax deduction per insured a year
Source: Official product page
Updated
24 Sep 2026
Blue Cross (Asia-Pacific) Insurance Limited
CareForYou Standard Plan for VHIS
Annual benefit limit
420,000
Plan type
Standard plan
Lifetime benefit limit
Unlimited
Monthly premium from
To be verified
Guaranteed renewal
Guaranteed annual renewal to age 100
Entry age
15 days to 80 years
Tax deduction
Up to 8,000 tax deduction per insured a year
Source: Official product page
Updated
24 Sep 2026
Blue Cross (Asia-Pacific) Insurance Limited
CareForYou Super Flexi Plan for VHIS
Annual benefit limit
Unlimited
(830,000 cap from age 76)
Plan type
Flexi plan
Lifetime benefit limit
Unlimited
Monthly premium from
To be verified
Guaranteed renewal
Guaranteed annual renewal, lifetime cover
Entry age
15 days to 80 years
Tax deduction
Up to 8,000 tax deduction per insured a year
Source: Official product page
Updated
24 Sep 2026
