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Hang Seng Insurance
H
Hang Seng Insurance
Official site
www.hangseng.com
Last verified
12 Oct 2026
Travel insurance
5
Home insurance
2
VHIS
1
Travel insurance
5
H
Hang Seng Insurance
China Cover - Standard Plan
Medical expenses
600,000
Cover type
Single trip
Emergency medical evacuation
Unlimited
Premium from
HK$2.7
Coverage area
Mainland China
Max days per trip
To be verified
Insured age
To be verified
Source: Official product page
Updated
12 Oct 2026
H
Hang Seng Insurance
Global Cover
Medical expenses
1,000,000
Cover type
Single trip
Emergency medical evacuation
Unlimited
Premium from
HK$5.6
Coverage area
Worldwide
Max days per trip
Up to 60 days per trip
Insured age
To be verified
Source: Official product page
Updated
12 Oct 2026
H
Hang Seng Insurance
Mainland China and Macau - Basic Plan
Medical expenses
600,000
Cover type
Single trip
Emergency medical evacuation
Unlimited
Premium from
HK$54
Coverage area
Mainland China
Max days per trip
Up to 5 days per trip
Insured age
No age limit for the insured person(s)
Source: Official product page
Updated
12 Oct 2026
H
Hang Seng Insurance
Asia[3] and worldwide - Standard Plan
Medical expenses
1,000,000
Cover type
Single trip
Emergency medical evacuation
Unlimited
Premium from
HK$116
Coverage area
Worldwide
Max days per trip
Single-trip cover up to 180 days
Insured age
No age limit for single-trip cover
Source: Official product page
Updated
24 Sep 2026
H
Hang Seng Insurance
China Cover - Basic Plan
Medical expenses
200,000
Cover type
Single trip
Emergency medical evacuation
Unlimited
Premium from
HK$2.2
Coverage area
Mainland China
Max days per trip
To be verified
Insured age
To be verified
Source: Official product page
Updated
24 Sep 2026
Home insurance
2
H
Hang Seng Insurance
Standard Plan
Home contents limit
500,000
Plan type
Owner / Tenant
Annual premium
HK$961 per year; gross floor area up to 500 sq ft / saleable area up to 390 sq ft; before levy and offers
Underwriter
Chubb Insurance Hong Kong Limited
Source: Official product page
Updated
12 Oct 2026
H
Hang Seng Insurance
Premium Plan
Home contents limit
1,000,000
Plan type
To be verified
Annual premium
HK$1,435 per year; gross floor area up to 500 sq ft / saleable area up to 390 sq ft; before levy and offers
Underwriter
Chubb Insurance Hong Kong Limited
Source: Official product page
Updated
24 Sep 2026
VHIS
1
H
Hang Seng Insurance
Vital Care Voluntary Health Insurance Flexi Plan
Annual benefit limit
5,000,000-
40,000,000
(by level)
Plan type
Flexi plan
Lifetime benefit limit
20,000,000 (Bronze); none for the other levels
Monthly premium from
From 1,729 a year (Bronze, deductible 100,000)
Guaranteed renewal
Guaranteed renewal to age 100
Entry age
15 days to age 80
Tax deduction
Up to 8,000 tax deduction per insured a year
Source: Official product page
Updated
11 Oct 2026