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livi Bank Limited

Official sitewww.livibank.comLast verified

Personal loans2

livi Bank Limited

livi Flexi Loan “Personal Loan”

 APR from1.87%–35.00%Loan amountUp to HK$1,000,000; subject to availability and currently by invitation onlyMonthly flat rateTo be verifiedTenor3–60
Source: livi Flexi Loan (Personal Loan)Updated 5 Oct 2026
livi Bank Limited

livi Flexi Loan “Balance Transfer”

 APR from15.02%–17.48%Loan amountUp to HK$2,000,000 and 21 times monthly salary; currently by invitation onlyMonthly flat rateTo be verifiedTenor3–72
Source: livi Flexi Loan (Balance Transfer)Updated 5 Oct 2026

Virtual bank accounts1

livi Bank Limited

liviSave

 Minimum balanceHK$0Maintenance feeNo low-balance service feeInterestHKD tiered savings: first HK$50,000 at 1.000% p.a.; portion above HK$50,000 up to HK$500,000 at 0.400%; remainder at 0.125%. Website indicative rates; latest in-app rates prevail
App-based opening
Source: livi liviSaveUpdated 19 Oct 2026