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Mox Bank Limited
Mox Bank Limited
Official site
www.mox.com
Last verified
19 Oct 2026
Credit cards
1
Personal loans
1
Virtual bank accounts
2
Credit cards
1
Mox Bank Limited
Mox Credit Card
Annual fee
HK$0
Purchase APR
35.99%
Minimum income
To be verified
2%
Everyday spending with Mox+
1%
Everyday spending without Mox+
Annual fee waiver
No annual fee
Source: Mox Credit card product page
Updated
19 Oct 2026
Personal loans
1
Mox Bank Limited
Mox Instant Loan
APR from
1.18%
–19.84%
Loan amount
Minimum HK$5,000; maximum depends on individual Mox Credit status
Monthly flat rate
To be verified
Tenor
3–60
Source: Mox Instant Loan
Updated
21 Sep 2026
Virtual bank accounts
2
Mox Bank Limited
Smart Saving
Minimum balance
No minimum balance requirement unless the bank notifies you otherwise
Maintenance fee
No monthly fee for the Mox Account
Interest
0.001%
App-based opening
Source: Mox Smart Saving rates
Updated
19 Oct 2026
Mox Bank Limited
Mox Account
Minimum balance
No minimum balance requirement unless the bank notifies you otherwise
Maintenance fee
No monthly fee for the Mox Account
Interest
0.001% p.a. (no cap, no tier)
App-based opening
Source: Mox home (opening/welcome)
Updated
19 Oct 2026
