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sim Limited

Official sitewww.thesim.comLast verified

Credit cards1

sim Credit Card · sim Limited sim Limited

sim Credit Card

 Annual feePrincipal card HK$800; supplementary card HK$400Purchase APR34.80% at account opening; reviewed from time to timeMinimum incomeTo be verified
8%Online shopping and designated local transport spending (up to 8%)
8%Online shopping and overseas spending (up to 8%)
Annual fee waiverEligible students who successfully apply for this card during the promotion period (from 1 January 2026 until further notice), and attend a full-time course at a designated Hong Kong institution when applying, receive a perpetual annual-fee waiver after submitting a valid student ID and issuer confirmation. The account must remain valid and in good credit standing.
Source: sim Credit CardUpdated 19 Oct 2026