Cashline
DBS Bank (Hong Kong) Limited
Intro
About this product
A personal loan from DBS Bank (Hong Kong) Limited. The APR is 5.34%–12.64%. On fees, annual fee 1.5%. On early repayment, The Bank grants a cooling-off right: if no withdrawal transaction is made within the cooling-off period (7 calendar days after the Cashline account is opened), cancelling the Cashline account incurs no interest or other fees and charges.
Key facts
Key facts
Cost
APR
5.34%–12.64%
Monthly flat rate
To be verified
annual fee 1.5% · Charged on the Cashline account from the second year onward at 1.5% of the credit line, minimum HK$300 and maximum HK$1,500; the first year is waived
Repayment
Tenor
To be verified
The Bank grants a cooling-off right: if no withdrawal transaction is made within the cooling-off period (7 calendar days after the Cashline account is opened), cancelling the Cashline account incurs no interest or other fees and charges.
No early-repayment charge is published for the revolving facility: interest accrues daily only on the drawn amount and no repayment term is set.
No advance-notice requirement for early repayment is published; cooling-off enquiries go to the customer service hotline 2290 8888.
No exceptions are published; the annual-fee terms continue to apply independently of the cooling-off right.
Amount
Loan amount
To be verified
Reminder: borrow only what you can repay, and never pay a middleman.
Source: DBS Cashline Last updated: Data follows the institution's official pages and is not investment or lending advice.