Citi Handy Cash
Citibank (Hong Kong) Limited
Intro
About this product
A personal loan from Citibank (Hong Kong) Limited. Tenors run 6–60 months. The monthly flat rate is 0.83% and the APR 19.46%–44.72%. On fees, handling fee HK$0.
Fit
Who it suits
- Borrowers who prefer a longer tenor (up to 60 months)
- Borrowers who want the handling fee waived
Key facts
Key facts
Cost
APR
19.46%–44.72%
Monthly flat rate
0.83%
handling fee HK$0 · One-off handling fee on the loan; the published repayment example includes a full handling fee waiver
Repayment
Tenor
6–60
Amount
Loan amount
To be verified
Effective from
21 Sep 2026
Reminder: borrow only what you can repay, and never pay a middleman.
Source: Citi Handy Cash Last updated: Data follows the institution's official pages and is not investment or lending advice.