$mart Plus Personal Installment Loan
China CITIC Bank International Limited
Intro
About this product
A personal loan from China CITIC Bank International Limited. Tenors run 6–60 months. The monthly flat rate is 0.02%. On fees, handling fee 0.5%.
Key facts
Key facts
Cost
APR
To be verified
Monthly flat rate
0.02%
handling fee 0.5% · A handling fee of 0.5% per year, already included in the APR calculation (based on the example of a HK$2,000,000 loan amount, 12-month repayment period and 0.02% monthly flat rate)
Repayment
Tenor
6–60
Amount
Loan amount
To be verified
Effective from
21 Sep 2026
Reminder: borrow only what you can repay, and never pay a middleman.
Source: CNCBI $mart Plus Instalment Loan Last updated: Data follows the institution's official pages and is not investment or lending advice.