$mart Plus Personal Installment Loan – Debt Consolidation
China CITIC Bank International Limited
Intro
About this product
A personal loan from China CITIC Bank International Limited. Tenors run 12–72 months. The monthly flat rate is 0.2%. On fees, handling fee 1%.
Key facts
Key facts
Cost
APR
To be verified
Monthly flat rate
0.2%
handling fee 1% · A handling fee of 1% per year, already included in the APR calculation (based on the example of a HK$200,000 loan amount, 0.20% monthly flat rate and 72-month repayment period)
Repayment
Tenor
12–72
Amount
Loan amount
To be verified
Effective from
21 Sep 2026
Reminder: borrow only what you can repay, and never pay a middleman.
Source: CNCBI Loan Consolidation Last updated: Data follows the institution's official pages and is not investment or lending advice.