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Personal Revolving Loan

Intro

About this product

A personal loan from Hang Seng Bank Limited. Loan amounts run HK$5,000–HK$600,000. The APR is 10.48%–19.58%. On fees, first-year annual fee waiver HK$0, withdrawal transaction fee HK$50.

Key facts

Key facts

Cost

APR
10.48%–19.58%
Monthly flat rate
To be verified
first-year annual fee waiver HK$0 · First-year annual fee waived (promotional terms and conditions apply)
withdrawal transaction fee HK$50 · ATM withdrawal/transfer or EPS purchase: 2% of the transaction amount or HK$50 (whichever is higher); withdrawals/transfers at ATMs other than Hang Seng and HSBC incur a further fee of up to HK$31

Repayment

Tenor
To be verified

Amount

Loan amount
HK$5,000–HK$600,000
Effective from
21 Sep 2026

Reminder: borrow only what you can repay, and never pay a middleman.

Source: Hang Seng Revolving Loan Last updated: Data follows the institution's official pages and is not investment or lending advice.