Balance Transfer Personal Loan
OCBC Bank (Hong Kong) Limited
Intro
About this product
A personal loan from OCBC Bank (Hong Kong) Limited. Tenors run 6–60 months. The APR is 3.26%–36.00%. On fees, handling fee 1%. On early repayment, The loan FAQ on this page states that the earlier a borrower repays, the more unpaid interest can be saved, but that a penalty may be involved when deciding to repay early.
Fit
Who it suits
- Borrowers who prefer a longer tenor (up to 60 months)
- Strong-credit borrowers aiming for an APR as low as 3.26%
Key facts
Key facts
Cost
APR
3.26%–36.00%
Monthly flat rate
To be verified
handling fee 1% · A handling fee of 1% per year is included in the published APR example and is charged when the loan is confirmed
Repayment
Tenor
6–60
The loan FAQ on this page states that the earlier a borrower repays, the more unpaid interest can be saved, but that a penalty may be involved when deciding to repay early.
An early-repayment penalty may apply; the page states it differs between loan products and is set out in the relevant loan terms and conditions, and publishes no specific rate or amount for this product.
No advance-notice requirement is published; the FAQ advises borrowers to check the total early-settlement amount and remaining interest, and to consult the Bank's FAQ page, before deciding.
No early-repayment exemptions are published on this page.
Amount
Loan amount
To be verified
Reminder: borrow only what you can repay, and never pay a middleman.
Source: OCBC Balance Transfer Personal Loan Last updated: Data follows the institution's official pages and is not investment or lending advice.