Hong Kong Car Loan
PROMISE (Hong Kong) Limited
Intro
About this product
A personal loan from PROMISE (Hong Kong) Limited. Tenors run 3–84 months. The monthly flat rate is 0.2%. On fees, handling fee HK$0. On early repayment, Flexible repayment over 3 to 84 months; extra repayment at any time with no handling fee and no penalty interest (the comparison table marks the early-repayment penalty as waived).
Fit
Who it suits
- Borrowers who prefer a longer tenor (up to 84 months)
- Borrowers who want the handling fee waived
Key facts
Key facts
Cost
APR
To be verified
Monthly flat rate
0.2%
handling fee HK$0 · Loan handling fee fully waived under the representative example (36-month repayment period)
Repayment
Tenor
3–84
Flexible repayment over 3 to 84 months; extra repayment at any time with no handling fee and no penalty interest (the comparison table marks the early-repayment penalty as waived)
None; the page states extra repayment at any time incurs no handling fee and no penalty interest
The page publishes no advance-notice requirement; enquiries go through the enquiry and complaint hotline 3199 1199
The page lists no exceptions to the waived early-repayment charge
Amount
Loan amount
To be verified
Effective from
21 Sep 2026
Reminder: borrow only what you can repay, and never pay a middleman.
Source: PROMISE Car Loan Last updated: Data follows the institution's official pages and is not investment or lending advice.