Low-interest Debt Consolidation Loan
PROMISE (Hong Kong) Limited
Intro
About this product
A personal loan from PROMISE (Hong Kong) Limited. Tenors run 3–84 months. The APR is 1.12%–48.00%. On fees, handling fee HK$0. On early repayment, Extra repayment or even early settlement at any time during the repayment period; interest is calculated on a daily basis, so the earlier you repay the more interest you save.
Fit
Who it suits
- Borrowers who prefer a longer tenor (up to 84 months)
- Strong-credit borrowers aiming for an APR as low as 1.12%
- Borrowers who want the handling fee waived
Key facts
Key facts
Cost
APR
1.12%–48.00%
Monthly flat rate
To be verified
handling fee HK$0 · HK$0 handling fee
Repayment
Tenor
3–84
Extra repayment or even early settlement at any time during the repayment period; interest is calculated on a daily basis, so the earlier you repay the more interest you save
No handling fee or penalty interest for extra repayment or early settlement
The page lists no advance-notice period required for early settlement
The page lists no exceptions
Amount
Loan amount
To be verified
Effective from
21 Sep 2026
Reminder: borrow only what you can repay, and never pay a middleman.
Source: PROMISE Debt Consolidation Last updated: Data follows the institution's official pages and is not investment or lending advice.