Citi Tax Season Loan
Citibank (Hong Kong)
Intro
About this product
A tax loan from Citibank (Hong Kong). Loan amounts run Up to 12 times of monthly salary or HK$3,500,000 (whichever is lower) with tenors of 6–60 months. The monthly flat rate is 0.07%–1.46% and the APR 1.56%–35.78%. On fees, handling fee HK$0. On early repayment, Partial early repayment not accepted.
Fit
Who it suits
- Borrowers who need a larger sum (up to Up to 12 times of monthly salary or HK$3,500,000 (whichever is lower))
- Borrowers who prefer a longer tenor (up to 60 months)
- Strong-credit borrowers aiming for an APR as low as 1.56%
- Borrowers who want the handling fee waived
Key facts
Key facts
Cost
APR
1.56%–35.78%
Monthly flat rate
0.07%–1.46%
handling fee HK$0
Repayment
Tenor
6–60
Partial early repayment not accepted
Full early repayment requires payment of 4% of the total outstanding loan amount plus the total of any applicable promotional offers and the current month's interest
Amount
Loan amount
Up to 12 times of monthly salary or HK$3,500,000 (whichever is lower)
Required tax documents
Tax document is not the only required income proof (recent salary slip, MPF contribution statement or bank statement may substitute)
Effective from
24 Sep 2026
Up to HK$4,000 reward upon successful application · Limited quota, first come first served · Subject to the welcome offer terms and conditions
Reminder: borrow only what you can repay, and never pay a middleman.
Source: Official product page Last updated: Data follows the institution's official pages and is not investment or lending advice.