BOC Flexi Voluntary Health Insurance Scheme Certified Plan
BOC Insurance (Bank of China Group Insurance Company Limited, "BOCG Insurance")
Intro
About this product
BOC Insurance (Bank of China Group Insurance Company Limited, "BOCG Insurance") · BOC Flexi Voluntary Health Insurance Scheme Certified Plan
Coverage limits
Coverage limits
Annual benefit limitNone below age 76; 450,000 per policy year at age 76 or above
Lifetime benefit limitNil
Ward classNo ward class restriction
Outpatient benefitsOutpatient care 4,000 (650 each); emergency outpatient 2,500
Psychiatric treatment40,000
Unknown pre-existing conditions0% year 1, 25% year 2, 50% year 3, 100% from year 4
Key facts
Key facts
Benefit limits
Plan type
Flexi plan
Policy
Guaranteed renewal
Guaranteed renewal to age 100
Entry age
15 days to age 80
Monthly premium from
From 1,210 a year (basic plan)
Tax deduction
Premiums are eligible for tax deduction
Geographic scope
Worldwide (psychiatric treatment limited to mainland China, Hong Kong and Macau)
Certified product no.
F00028-01-000-02 to F00028-01-007-02
Effective from
11 Oct 2026
Source: Official product page Last updated: Data follows the institution's official pages and is not investment or lending advice.