Balance+ Savings Account

Name: Balance+ Savings Account
Brand: Ant Bank (Hong Kong) Limited

Ant Bank (Hong Kong) Limited

Intro

About this product

A Demand deposit account at Ant Bank (Hong Kong) Limited. The minimum balance requirement is HK$0. The maintenance fee is HK$0. Interest is tiered by balance, for example HK$0–HK$200,000 · 0.5%. Opening requirements: Aged 18 or above. You can open it via the mobile app.

Key facts

Opening

Aged 18 or above

Hong Kong resident holding a valid Hong Kong adult identity card

Currently residing in Hong Kong with a Hong Kong residential address and a Hong Kong mobile phone number

No documents need to be prepared (document-free opening is limited to users who have completed AlipayHK identity verification)

Ways to open: the mobile app

Fees

Maintenance fee

HK$0

Minimum balance

HK$0

Interest

0.001%–2.5%

HK$0–HK$200,000 · 0.5%

HK$200,000–HK$800,000 · 2.5%

HK$800,000 · 0.001%

Account details

Account type

Demand deposit account

Visit the institution's official site

Source: Official product page Last updated: 11 Oct 2026 Data follows the institution's official pages and is not investment or lending advice.