Premium Banking
Standard Chartered Bank (Hong Kong) Limited
About this product
An Integrated Deposit Account at Standard Chartered Bank (Hong Kong) Limited. The minimum balance requirement is HK$100,000. The maintenance fee is HK$0. Opening requirements: General customers maintain a minimum Average Daily Total Balance of HK$100,000 or above (lowered from HK$200,000 on 1 October 2026). You can open it via the mobile app, a branch.
Key facts
Account details
Fees
Opening
General customers maintain a minimum Average Daily Total Balance of HK$100,000 or above (lowered from HK$200,000 on 1 October 2026)
Payroll-account path: customers opening a payroll account with a monthly salary of HK$20,000 or above
Mortgage-account path: mortgage loan drawing / outstanding mortgage loan of HK$1,500,000 or above
Applicants photograph their Hong Kong identity card and complete a selfie to verify their identity in the SC Mobile App
Ways to open: the mobile app, a branch
Current offers
Eligibility: Eligible customers open a Premium Banking account and deposit designated new funds during the promotion period; those choosing Asia Miles as the reward must register on or before 31/1/2027
Source: Standard Chartered Premium Banking Last updated: Data follows the institution's official pages and is not investment or lending advice.