Traditional bank accounts

Shanghai Commercial Bank Limited

SMART Banking

Account typeSMART BankingMinimum balanceTo be verifiedMaintenance feeTo be verifiedInterestTo be verified

Source: Shanghai Commercial SMART Banking · Updated 21 Sep 2026

Shanghai Commercial Bank Limited

HKD Current Savings Account

Account typeHKD Current Savings AccountMinimum balanceTo be verifiedMaintenance feeTo be verifiedInterestTo be verified

Maintenance fee waiverThe monthly service fee is waived when the average daily deposit balance stays above HK$5,000

Source: Shanghai Commercial HKD Savings · Updated 21 Sep 2026

Standard Chartered Bank (Hong Kong) Limited

Priority Banking

Account typePriority BankingMinimum balanceTo be verifiedMaintenance feeHK$900InterestTo be verified

Maintenance fee waiverNew clients get the first 2 quarters' maintenance fee waived, existing clients the first 4 quarters; mortgage clients (borrower or co-borrower) get the first 2 years' quarterly fee waived

Source: SC Priority Banking · Updated 21 Sep 2026

Standard Chartered Bank (Hong Kong) Limited

Integrated Deposits Account

Account typeIntegrated Deposits AccountMinimum balanceHK$1,000Maintenance feeTo be verifiedInterestTo be verified

Source: SC Integrated Deposits Account · Updated 21 Sep 2026

Public Bank (Hong Kong) Limited

Maxi-Interest Savings Account

Account typeMaxi-Interest Savings AccountMinimum balanceTo be verifiedMaintenance feeTo be verifiedInterestTo be verified

Source: Public Bank Maxi-Interest Savings Account · Updated 21 Sep 2026

Public Bank (Hong Kong) Limited

Interest-Bearing Current Account

Account typeInterest-Bearing Current AccountMinimum balanceTo be verifiedMaintenance feeTo be verifiedInterestTo be verified

Source: Public Bank Interest-Bearing Current Account · Updated 21 Sep 2026

Industrial and Commercial Bank of China (Asia) Limited

e-Age Banking Account

Account typee-Age Banking integrated account (combining savings, current deposits, time deposits and investments)Minimum balanceTo be verifiedMaintenance feeTo be verifiedInterestTo be verified

Source: ICBC Asia e-Age Banking Account · Updated 21 Sep 2026

The Hongkong and Shanghai Banking Corporation Limited

HSBC Premier

Account typeHSBC Premier Bank AccountMinimum balanceTo be verifiedMaintenance feeTo be verifiedInterestTo be verified

Maintenance fee waiverNew Premier customers get a Below Balance Fee waiver for the first six months when their TRB falls below HKD1,000,000

Current offers: Rewards worth over HKD55,000 plus a 6-month Below Balance Fee waiver（Until 31 Dec 2026）

Source: HSBC Premier · Updated 21 Sep 2026

The Hongkong and Shanghai Banking Corporation Limited

HSBC One

Account typeHSBC One all-in-one integrated accountMinimum balanceTo be verifiedMaintenance feeHK$100InterestTo be verified

Maintenance fee waiverThe HKD100 monthly Below Balance Fee for non-HKID holders is waived when an average TRB of HKD10,000 is maintained for 3 consecutive months; HKID customers are not subject to the fee

Source: HSBC One · Updated 21 Sep 2026

Hang Seng Bank Limited

Prestige Banking

Account typePrestige Banking integrated accountMinimum balanceTo be verifiedMaintenance feeTo be verifiedInterestTo be verified

Maintenance fee waiverMonthly Prestige Banking fee is waived when the Total Relationship Balance reaches HKD1,000,000 or above in the previous calendar month

Source: Hang Seng Prestige Banking · Updated 21 Sep 2026

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