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Statement date and payment due date

結單日與到期還款日

The statement date is the day the issuer closes a billing period and produces the statement. The payment due date is the deadline for paying: paying at least the minimum keeps the account from being late, and paying the full balance usually means no interest. Spending posted after the statement date goes on the next statement, and its deadline moves with it.

Example

Suppose the statement date is the 5th of each month and the due date is the 25th.

Statement date
5th of each month
Payment due date
25th of each month
Spending posted on the 4th
On this statement, pay by the 25th
Spending posted on the 6th
On the next statement, pay by the 25th of next month

Two purchases two days apart can have deadlines a month apart.

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This page is information, not investment, lending or tax advice.