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BOC Insurance (Bank of China Group Insurance Company Limited, "BOCG Insurance")
BOC Insurance (Bank of China Group Insurance Company Limited, "BOCG Insurance")
Official site
www.bochk.com
Last verified
12 Oct 2026
Travel insurance
5
Home insurance
4
VHIS
1
Travel insurance
5
BOC Insurance (Bank of China Group Insurance Company Limited, "BOCG Insurance")
Greater Bay Area Travel Insurance Plan – Elite Plan (1-31 days)
Medical expenses
300,000
Cover type
Greater Bay Area
Emergency medical evacuation
Actual expenses
Premium from
HK$59
Coverage area
Greater Bay Area
Max days per trip
1-31 days per journey
Insured age
6 weeks to 100 years (Proposed Insured must be aged 18 or above)
Source: Official product page
Updated
12 Oct 2026
BOC Insurance (Bank of China Group Insurance Company Limited, "BOCG Insurance")
Greater Bay Area Travel Insurance Plan – Standard Plan (1-5 days)
Medical expenses
100,000
Cover type
Greater Bay Area
Emergency medical evacuation
Actual expenses
Premium from
HK$48
Coverage area
Greater Bay Area
Max days per trip
1-5 days per journey
Insured age
6 weeks to 100 years (Proposed Insured must be aged 18 or above)
Source: Official product page
Updated
12 Oct 2026
BOC Insurance (Bank of China Group Insurance Company Limited, "BOCG Insurance")
Universal Smart Travel Insurance Plan – Diamond Plan
Medical expenses
1,500,000
Cover type
Single trip
Emergency medical evacuation
Actual expenses
Premium from
HK$238
Coverage area
Worldwide
Max days per trip
Single Travel Plan: up to 180 days per journey; Annual Travel Plan: up to 90 days per journey
Insured age
Single Travel Plan: 6 weeks - 100 years; Annual Travel Plan: 6 weeks - 80 years (Proposed Insured must be aged 18 or above)
Source: Official product page
Updated
12 Oct 2026
BOC Insurance (Bank of China Group Insurance Company Limited, "BOCG Insurance")
Universal Smart Travel Insurance Plan – Gold Plan
Medical expenses
1,000,000
Cover type
Single trip
Emergency medical evacuation
Actual expenses
Premium from
HK$156
Coverage area
Worldwide
Max days per trip
Single Travel Plan: up to 180 days per journey; Annual Travel Plan: up to 90 days per journey
Insured age
Single Travel Plan: 6 weeks - 100 years; Annual Travel Plan: 6 weeks - 80 years (Proposed Insured must be aged 18 or above)
Source: Official product page
Updated
12 Oct 2026
BOC Insurance (Bank of China Group Insurance Company Limited, "BOCG Insurance")
Universal Smart Travel Insurance Plan – Silver Plan
Medical expenses
500,000
Cover type
Single trip
Emergency medical evacuation
Actual Expenses
Premium from
HK$120
Coverage area
Worldwide
Max days per trip
Single Travel Plan: up to 180 days per journey; Annual Travel Plan: up to 90 days per journey
Insured age
Single Travel Plan: 6 weeks - 100 years; Annual Travel Plan: 6 weeks - 80 years (Proposed Insured must be aged 18 or above)
Source: Official product page
Updated
12 Oct 2026
Home insurance
4
BOC Insurance (Bank of China Group Insurance Company Limited, "BOCG Insurance")
Premier Home Comprehensive Insurance Buildings (can be taken out as a stand-alone plan)
Home contents limit
To be verified
Plan type
To be verified
Annual premium
HK$342
Underwriter
Bank of China Group Insurance Company Limited
Source: Official product page
Updated
24 Sep 2026
BOC Insurance (Bank of China Group Insurance Company Limited, "BOCG Insurance")
Premier Home Comprehensive Insurance Plan 1
Home contents limit
400,000
Plan type
Owner-occupied / let property; restricted benefits apply to let property
Annual premium
684
Underwriter
Bank of China Group Insurance Company Limited
Source: Official product page
Updated
24 Sep 2026
BOC Insurance (Bank of China Group Insurance Company Limited, "BOCG Insurance")
Premier Home Comprehensive Insurance Plan 2
Home contents limit
800,000
Plan type
Owner-occupied / let property; restricted benefits apply to let property
Annual premium
798
Underwriter
Bank of China Group Insurance Company Limited
Source: Official product page
Updated
24 Sep 2026
BOC Insurance (Bank of China Group Insurance Company Limited, "BOCG Insurance")
Premier Home Comprehensive Insurance Plan 3
Home contents limit
1,200,000
Plan type
Owner-occupied / let property; restricted benefits apply to let property
Annual premium
1,026
Underwriter
Bank of China Group Insurance Company Limited
Source: Official product page
Updated
24 Sep 2026
VHIS
1
BOC Insurance (Bank of China Group Insurance Company Limited, "BOCG Insurance")
BOC Flexi Voluntary Health Insurance Scheme Certified Plan
Annual benefit limit
None below age 76; 450,000 per policy year at age 76 or above
Plan type
Flexi plan
Lifetime benefit limit
Nil
Monthly premium from
From 1,210 a year (basic plan)
Guaranteed renewal
Guaranteed renewal to age 100
Entry age
15 days to age 80
Tax deduction
Premiums are eligible for tax deduction
Source: Official product page
Updated
11 Oct 2026