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Dah Sing Bank, Limited

Official sitewww.dahsing.comLast verified

Credit cards7

Dah Sing ONE+ Credit Card · Dah Sing Bank, Limited Dah Sing Bank, Limited

Dah Sing ONE+ Credit Card

 Annual feePlatinum Card HK$1,800; Titanium Card HK$600Purchase APR34.46%Minimum incomeHK$150,000
1%Retail spending at any local or overseas merchant (uncapped)
0.5%Octopus Automatic Add-Value amounts
Annual fee waiverAnnual fee waived for the first 2 years
Source: Dah Sing ONE+ Credit CardUpdated 19 Oct 2026
Dah Sing MyAuto Card · Dah Sing Bank, Limited Dah Sing Bank, Limited

Dah Sing MyAuto Card

 Annual feeHK$1,800 per year for a Platinum principal card; HK$900 per year for a supplementary card.Purchase APR34.46%Minimum incomeHK$150,000
25Tunnel tolls paid via the HKeToll free-flow tolling system (HK$1 = 25 points, equivalent to a 10% rebate, extra points capped at 25,000 per month, promotion until 31 December 2026)
8Car-related services: car purchases, hourly parking, car washes, car grooming, car repairs, car parts, car maintenance and towing (HK$1 = 8 points, equivalent to a 3.2% rebate, extra points capped at 50,000 per month)
Annual fee waiverAnnual fee waived for the first 2 years
Source: Dah Sing MyAuto CardUpdated 19 Oct 2026
Dah Sing Hello Kitty Visa Platinum · Dah Sing Bank, Limited Dah Sing Bank, Limited

Dah Sing Hello Kitty Visa Platinum

 Annual feeHK$1,800Purchase APR34.46%Minimum incomeHK$150,000
1All spending (1 point per HK$1 spent)
2Birthday spending (double points, i.e. 2 points per HK$1)
Annual fee waiverAnnual fee waived for the first 2 years
Source: Dah Sing Hello Kitty Visa PlatinumUpdated 19 Oct 2026
Dah Sing Doraemon Platinum · Dah Sing Bank, Limited Dah Sing Bank, Limited

Dah Sing Doraemon Platinum

 Annual feeHK$1,800Purchase APR34.46%Minimum incomeHK$150,000
1%Dah Sing Doraemon Platinum spending (HK$2 rebate per HK$200, i.e. 1%)
0.5%Dah Sing Doraemon classic card spending (HK$1 rebate per HK$200, i.e. 0.5%)
Annual fee waiverAnnual fee waived for the first 2 years
Welcome offerOne limited-edition Doraemon umbrella or one limited-edition Doraemon side pouch (choose one of two welcome gifts)（Until 31 Dec 2026）
Source: Dah Sing Doraemon PlatinumUpdated 19 Oct 2026
Dah Sing British Airways Visa Platinum · Dah Sing Bank, Limited Dah Sing Bank, Limited

Dah Sing British Airways Visa Platinum

 Annual feeHK$1,800Purchase APR34.46%Minimum incomeHK$150,000
0.17Local spending (HK$6 = 1 Avios)
0.25Overseas spending (HK$6 = 1.5 Avios)
Annual fee waiverAnnual fee waived for the first 2 years
Welcome offerExtra 10,000 Avios welcome spending reward (together with 2,000 basic Avios, 12,000 Avios in total)（Until 31 Dec 2026）
Source: Dah Sing British Airways Visa PlatinumUpdated 19 Oct 2026
Dah Sing ANA World Mastercard · Dah Sing Bank, Limited Dah Sing Bank, Limited

Dah Sing ANA World Mastercard

 Annual feeHK$2,000Purchase APR34.46%Minimum incomeHK$150,000
0.125All local and overseas spending (auto-converted to ANA miles, HK$8 = 1 mile, no cap on accumulated miles)
Annual fee waiverFirst-year annual fee waived; thereafter the next year's annual fee for principal and supplementary cards is waived with cumulative retail spending of HK$50,000 in the 12 months before the fee-due month
Welcome offerUp to 17,000 welcome miles (redeemable for one ANA round-trip ticket to Japan)（Until 30 Jun 2027）
Source: Dah Sing ANA World MastercardUpdated 19 Oct 2026
Dah Sing VIP Banking Visa Infinite Card · Dah Sing Bank, Limited Dah Sing Bank, Limited

Dah Sing VIP Banking Visa Infinite Card

 Annual feeHK$0Purchase APR34.46%Minimum incomeTo be verified
3%All retail spending (eligible VIP Banking customers meeting the monthly spending requirements during the promotion period)
2%Extra rebate on overseas retail spending (promotion registration via WhatsApp required)
Annual fee waiverPerpetual annual fee waiver
Welcome offerHK$500 cash rebate welcome offer（Until 31 Dec 2026）
Source: Dah Sing VIP Banking Visa Infinite CardUpdated 21 Sep 2026

Personal loans6

Dah Sing Bank, Limited

In-Money Revolving Loan

 APR11.35%Loan amountUp to HK$1,000,000 or 10 times monthly salary, whichever is lowerMonthly flat rateTo be verifiedTenorTo be verified
Source: Dah Sing In-MoneyUpdated 19 Oct 2026
Dah Sing Bank, Limited

FlexiMoney Overdraft Facility

 APRTo be verifiedLoan amountHK$5,000–HK$1,000,000Monthly flat rateTo be verifiedTenorTo be verified
Source: Dah Sing Flexi-Money OverdraftUpdated 19 Oct 2026
Dah Sing Bank, Limited

Express Money

 APR from1.38%–36.00%Loan amountHK$5,000–HK$2,000,000Monthly flat rate0.1333%Tenor6–60
Source: Dah Sing Express MoneyUpdated 19 Oct 2026
Dah Sing Bank, Limited

Express Money - Electric Vehicle Loan

 APR from1.05%–36.00%Loan amountHK$5,000–HK$2,000,000Monthly flat rate0.1333%Tenor6–60
Source: Dah Sing EV LoanUpdated 19 Oct 2026
Dah Sing Bank, Limited

e-Cash

 APR from6.94%–36.00%Loan amountUp to HK$1,000,000 or 10 times monthly salary, whichever is lowerMonthly flat rate0.9%Tenor6–60
Source: Dah Sing eCashUpdated 19 Oct 2026
Dah Sing Bank, Limited

Credit Mastermind Instalment Loan

 APR from4.83%–36.00%Loan amountHK$30,000–HK$2,000,000Monthly flat rate0.11%Tenor12–72
Source: Dah Sing Credit MastermindUpdated 19 Oct 2026

Traditional bank accounts2

Dah Sing Bank, Limited

Hello Kitty i-Account

 Account typeHello Kitty i-Account (interest-bearing multi-currency checking account and a multi-currency savings account in 14 foreign currencies)Minimum balanceTo be verifiedMaintenance feeHK$200 per month (charged if the total relationship balance for the month falls below HK$10,000; waived at HK$10,000 or above)InterestTo be verified
Current offers: Savings rewards of up to HK$800（Until 31 Dec 2026）
Source: Dah Sing Hello Kitty i-AccountUpdated 25 Oct 2026
Dah Sing Bank, Limited

YOU Banking

 Account typeYOU i-Account (an interest-bearing multi-currency checking account and integrated savings in 14 foreign currencies)Minimum balanceTo be verifiedMaintenance feeHK$200 per month (charged if the total relationship balance for the month falls below HK$10,000; waived at HK$10,000 or above)InterestTo be verified
Current offers: Account opening rewards of up to HK$30,300 in total（Until 31 Dec 2026）
Source: Dah Sing YOU BankingUpdated 19 Oct 2026