Credit Mastermind Instalment Loan
Dah Sing Bank, Limited
Intro
About this product
A personal loan from Dah Sing Bank, Limited. Loan amounts run HK$30,000–HK$2,000,000 with tenors of 12–72 months. The monthly flat rate is 0.11% and the APR 4.83%–36.00%. On fees, loan handling fee 1.1%.
Fit
Who it suits
- Borrowers who need a larger sum (up to HK$2,000,000)
- Borrowers who prefer a longer tenor (up to 72 months)
- Strong-credit borrowers aiming for an APR as low as 4.83%
Key facts
Key facts
Cost
APR
4.83%–36.00%
Monthly flat rate
0.11%
loan handling fee 1.1% · Loan handling fee of 1.1% flat per year, included in the stated example APR calculation
Repayment
Tenor
12–72
Amount
Loan amount
HK$30,000–HK$2,000,000
Effective from
21 Sep 2026
Reminder: borrow only what you can repay, and never pay a middleman.
Source: Dah Sing Credit Mastermind Last updated: Data follows the institution's official pages and is not investment or lending advice.