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WeLab Bank Limited

Official sitewww.welab.bankLast verified

Personal loans2

WeLab Bank Limited

WeLab Bank Personal Instalment Loan

 APR from1.66%–36.00%Loan amountHK$10,000–HK$1,500,000Monthly flat rateTo be verifiedTenor6–60
Source: WeLab personal instalment loan promotionUpdated 5 Oct 2026
WeLab Bank Limited

Card Debt Consolidation Loan

 APR from0.78%–36.00%Loan amountHK$10,000–HK$1,500,000Monthly flat rate0.1763%Tenor6–72
Source: WeLab Bank Debt Consolidation LoanUpdated 21 Sep 2026

Virtual bank accounts2

WeLab Bank Limited

WeLab Bank Core Account

 Minimum balanceHK$0Maintenance feeHK$0InterestTo be verified
App-based opening
Source: WeLab Bank account openingUpdated 19 Oct 2026
WeLab Bank Limited

GoSave 2.0 Time Deposit

 Minimum balanceTo be verifiedMaintenance feeTo be verifiedInterest2.86%–3.10% p.a. (3 months 2.86%; 6 months 3.10%; 12 months 3.10%; 18 months 3.10%; 24 months 3.00%)
App-based opening
Source: WeLab Bank GoSave 2.0 time depositUpdated 19 Oct 2026