Card Debt Consolidation Loan
WeLab Bank Limited
Intro
About this product
A personal loan from WeLab Bank Limited. Loan amounts run HK$10,000–HK$1,500,000 with tenors of 6–72 months. The monthly flat rate is 0.1763% and the APR 0.78%–36.00%. On fees, handling fee HK$0.
Fit
Who it suits
- Borrowers who need a larger sum (up to HK$1,500,000)
- Borrowers who prefer a longer tenor (up to 72 months)
- Strong-credit borrowers aiming for an APR as low as 0.78%
- Borrowers who want the handling fee waived
Key facts
Key facts
Cost
APR
0.78%–36.00%
Monthly flat rate
0.1763%
handling fee HK$0 · The debt consolidation loan carries HKD 0 handling fee
Repayment
Tenor
6–72
Amount
Loan amount
HK$10,000–HK$1,500,000
Effective from
21 Sep 2026
Reminder: borrow only what you can repay, and never pay a middleman.
Source: WeLab Bank Debt Consolidation Loan Last updated: Data follows the institution's official pages and is not investment or lending advice.