Debt Consolidation Loan
DBS Bank (Hong Kong) Limited
Intro
About this product
A personal loan from DBS Bank (Hong Kong) Limited. Tenors run 12–84 months. The APR is 6.38%–25.24%. On fees, loan set-up fee 2%. On early repayment, Customers hold a cooling-off right: fully repaying the loan within 7 calendar days after the day of loan drawdown charges no interest and no early settlement fee; after that, early payoff is weighed against the Early Settlement Administrative Fee.
Key facts
Key facts
Cost
APR
6.38%–25.24%
Monthly flat rate
To be verified
loan set-up fee 2% · Deducted from the loan principal upon draw down of the loan and non-refundable; included in the APR calculation
Repayment
Tenor
12–84
Customers hold a cooling-off right: fully repaying the loan within 7 calendar days after the day of loan drawdown charges no interest and no early settlement fee; after that, early payoff is weighed against the Early Settlement Administrative Fee.
An Early Settlement Administrative Fee applies when the loan is paid off early; the page publishes no fee amount and refers customers to the Personal Instalment Loan Terms and Conditions.
No advance-notice period is published; the 24-hour hotline (852) 2290 8888 is available for enquiries.
Within the Cooling-off Period (7 calendar days after the day of loan drawdown) no interest and early settlement fee is charged, but the non-refundable Loan Set Up Fee must be returned on top of the loan proceeds received.
Amount
Loan amount
To be verified
Effective from
21 Sep 2026
Reminder: borrow only what you can repay, and never pay a middleman.
Source: DBS Debt Consolidation Loan Last updated: Data follows the institution's official pages and is not investment or lending advice.