Car Loan
The Bank of East Asia, Limited
Intro
About this product
A personal loan from The Bank of East Asia, Limited. Tenors run 12–60 months. The monthly flat rate is 0.045% and the APR 1.00%–36.00%. On fees, handling fee 0%. On early repayment, The Bank provides a cooling-off period for this loan product as part of responsible-lending arrangements.
Fit
Who it suits
- Borrowers who prefer a longer tenor (up to 60 months)
- Strong-credit borrowers aiming for an APR as low as 1.00%
- Borrowers who want the handling fee waived
Key facts
Key facts
Cost
APR
1.00%–36.00%
Monthly flat rate
0.045%
handling fee 0% · 0% handling fee applies to online/branch applications only; the published APR already assumes full fee waiver
Repayment
Tenor
12–60
The Bank provides a cooling-off period for this loan product as part of responsible-lending arrangements.
The page publishes no early-repayment charge for for this loan.
No advance-notice requirement is published; the cooling-off arrangement is set out in the Bank's notice (see the notice for details).
The page states no exceptions.
Amount
Loan amount
To be verified
Effective from
21 Sep 2026
Reminder: borrow only what you can repay, and never pay a middleman.
Source: BEA Car Loan Last updated: Data follows the institution's official pages and is not investment or lending advice.