Instalment Loan
The Bank of East Asia, Limited
Intro
About this product
A personal loan from The Bank of East Asia, Limited. Tenors run 12–60 months. The monthly flat rate is 0.045% and the APR 1.00%–36.00%. On fees, handling fee 0%. On early repayment, An early repayment fee applies to the loan, and the Bank provides a cooling-off period for this loan product.
Fit
Who it suits
- Borrowers who prefer a longer tenor (up to 60 months)
- Strong-credit borrowers aiming for an APR as low as 1.00%
- Borrowers who want the handling fee waived
Key facts
Key facts
Cost
APR
1.00%–36.00%
Monthly flat rate
0.045%
handling fee 0% · 0% handling fee applies to online/branch applications only; the published APR already assumes full fee waiver
Repayment
Tenor
12–60
An early repayment fee applies to the loan, and the Bank provides a cooling-off period for this loan product.
Early repayment fee; waived for eligible customers under the "post-00s" exclusive promotion.
No advance-notice requirement is published; the cooling-off arrangement is set out in the Bank's notice (see the notice for details).
Eligible customers whose date of birth is on or after 1 January 2000 are exempt from the early repayment fee.
Amount
Loan amount
To be verified
Effective from
21 Sep 2026
Reminder: borrow only what you can repay, and never pay a middleman.
Source: BEA Instalment Loan Last updated: Data follows the institution's official pages and is not investment or lending advice.