BOC Express Cash Instalment Loan
Bank of China (Hong Kong) Limited
Intro
About this product
A personal loan from Bank of China (Hong Kong) Limited. Loan amounts run HK$5,000–HK$4,000,000. The monthly flat rate is 0.0674% and the APR 1.50%–28.21%. On fees, handling fee 0%.
Fit
Who it suits
- Borrowers who need a larger sum (up to HK$4,000,000)
- Strong-credit borrowers aiming for an APR as low as 1.50%
- Borrowers who want the handling fee waived
Key facts
Key facts
Cost
APR
1.50%–28.21%
Monthly flat rate
0.0674%
handling fee 0% · Handling fee as low as 0% (on up to 100% of the loan amount); the promotional example (loan amount HK$3,000,000, 12-month tenor, monthly flat rate 0.0674%, APR 1.50%) waives the handling fee for the whole term
Repayment
Tenor
To be verified
Amount
Loan amount
HK$5,000–HK$4,000,000
Effective from
21 Sep 2026
Reminder: borrow only what you can repay, and never pay a middleman.
Source: BOC Express Cash Instalment Loan Last updated: Data follows the institution's official pages and is not investment or lending advice.