Balance Transfer Loan
CMB Wing Lung Bank Limited
Intro
About this product
A personal loan from CMB Wing Lung Bank Limited. Tenors run 6–72 months. The monthly flat rate is 0.091% and the APR 3.95%–36.00%. On fees, handling fee 1%.
Fit
Who it suits
- Borrowers who prefer a longer tenor (up to 72 months)
- Strong-credit borrowers aiming for an APR as low as 3.95%
Key facts
Key facts
Cost
APR
3.95%–36.00%
Monthly flat rate
0.091%
handling fee 1% · Charged at 1% per year of the approved loan amount and repayment tenor and already included in the APR (example: HK$10,000 handling fee on a HK$1,000,000 12-month loan)
Repayment
Tenor
6–72
Amount
Loan amount
To be verified
Effective from
21 Sep 2026
Reminder: borrow only what you can repay, and never pay a middleman.
Source: CMB Wing Lung Balance Transfer Loan Last updated: Data follows the institution's official pages and is not investment or lending advice.