Personal Instalment Loan Redraw
The Hongkong and Shanghai Banking Corporation Limited
Intro
About this product
A personal loan from The Hongkong and Shanghai Banking Corporation Limited. Tenors run 6–60 months. On fees, redraw handling fee 1%. On early repayment, This page covers the redraw service of the Personal Instalment Loan; early repayment rules follow the terms of the original Personal Instalment Loan account.
Key facts
Key facts
Cost
APR
To be verified
Monthly flat rate
To be verified
redraw handling fee 1% · A redraw loan handling fee of 1% of the redrawn amount (minimum HK$50), deducted from the new loan amount when the loan is drawn down
Repayment
Tenor
6–60
This page covers the redraw service of the Personal Instalment Loan; early repayment rules follow the terms of the original Personal Instalment Loan account.
This page does not state the early repayment handling fee amount; the service charge table is not shown on this page.
This page lists no early repayment handling fee amount or advance-notice period; for details please refer to the product terms and conditions or enquire with the Bank.
Customers may call the designated hotline to cancel the loan within seven calendar days of loan disbursement (the cooling-off period).
Amount
Loan amount
To be verified
Effective from
21 Sep 2026
Reminder: borrow only what you can repay, and never pay a middleman.
Source: HSBC Instalment Loan Redraw Last updated: Data follows the institution's official pages and is not investment or lending advice.