HSBC Revolving Credit Facility
The Hongkong and Shanghai Banking Corporation Limited
Intro
About this product
A personal loan from The Hongkong and Shanghai Banking Corporation Limited. On fees, annual fee 1%, late payment fee 8%, unauthorised overdraft handling fee HK$120. On early repayment, The Revolving Credit Facility has no fixed repayment period, and interest is charged only on the amount drawn; the early repayment handling fee does not apply.
Key facts
Key facts
Cost
APR
To be verified
Monthly flat rate
To be verified
annual fee 1% · one per cent of the credit limit, capped at HK$1,000
late payment fee 8% · eight per cent of the delayed repayment amount (minimum HK$100, maximum HK$200) plus the prevailing interest rate
unauthorised overdraft handling fee HK$120 · An unauthorised overdraft is charged HK$120 each time
Repayment
Tenor
To be verified
The Revolving Credit Facility has no fixed repayment period, and interest is charged only on the amount drawn; the early repayment handling fee does not apply.
Early repayment handling fee: not applicable.
This page lists no advance-notice requirement for early repayment.
Customers may call the designated hotline to cancel the loan within seven calendar days of loan disbursement (the cooling-off period).
Amount
Loan amount
To be verified
Effective from
21 Sep 2026
Reminder: borrow only what you can repay, and never pay a middleman.
Source: HSBC Revolving Credit Facility Last updated: Data follows the institution's official pages and is not investment or lending advice.