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SC CASH: Personal Instalment Loan

Intro

About this product

A personal loan from Standard Chartered Bank (Hong Kong) Limited. Loan amounts run HK$5,000–HK$2,000,000 with tenors of 12–60 months. The monthly flat rate is 0.08% and the APR 1.85%–36.00%. On fees, handling fee 0%.

Fit

Who it suits

  • Borrowers who need a larger sum (up to HK$2,000,000)
  • Borrowers who prefer a longer tenor (up to 60 months)
  • Strong-credit borrowers aiming for an APR as low as 1.85%
  • Borrowers who want the handling fee waived
Key facts

Key facts

Cost

APR
1.85%–36.00%
Monthly flat rate
0.08%
handling fee 0% · Handling Fee 0% for the SC CASH Personal Instalment Loan

Repayment

Tenor
12–60

Amount

Loan amount
HK$5,000–HK$2,000,000
Effective from
21 Sep 2026

Reminder: borrow only what you can repay, and never pay a middleman.

Source: SC CASH Personal Instalment Loan Last updated: Data follows the institution's official pages and is not investment or lending advice.