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Standard Chartered Bank (Hong Kong) Limited

Official sitewww.sc.comLast verified

Credit cards5

Visa Infinite · Standard Chartered Bank (Hong Kong) Limited Standard Chartered Bank (Hong Kong) Limited

Visa Infinite

 Annual feeHK$6,000Purchase APR35.70%Minimum incomeTo be verified
3Overseas spending
2Local spending
Annual fee waiverAnnual fee waiver when total spending each year meets the designated requirement
Source: Standard Chartered Visa InfiniteUpdated 19 Oct 2026
Smart Credit Card · Standard Chartered Bank (Hong Kong) Limited Standard Chartered Bank (Hong Kong) Limited

Smart Credit Card

 Annual feeHK$0Purchase APR35.70% (Annualised Percentage Rate for Retail Purchase / Finance charge for purchase)Minimum incomeHK$96,000
5%Eligible spending at designated merchants (a total cash rebate of 5% during the promotion period, inclusive of the base rebate; spending cap of HKD5,000 per statement cycle for the designated-merchant extra rebate)
0.56%Base cash rebate (monthly eligible spending of HKD4,000 to HKD14,999)
Annual fee waiverPerpetual waiver of the credit card annual fee
Welcome offerUp to 5% cash rebate at designated merchants (inclusive of the base rebate)（Until 3 Jan 2027）
Source: Standard Chartered Smart Credit CardUpdated 19 Oct 2026
A. Point Card · Standard Chartered Bank (Hong Kong) Limited Standard Chartered Bank (Hong Kong) Limited

A. Point Card

 Annual feeHK$0Purchase APR35.70% (retail purchase APR at account opening, subject to review)Minimum incomeMinimum annual income HK$96,000
2Spending via the AlipayHK app — eligible spending (2 base A. Points for every HK$1 spent)
20Payments to cross-border merchants via the AlipayHK app (18 extra A. Points, up to 20 A. Points in total)
Annual fee waiverAnnual fee waived permanently
Welcome offerHK$200 gift voucher (for use in the AlipayHK app)（Until 31 Dec 2026）
Source: Standard Chartered A. Point CardUpdated 19 Oct 2026
Standard Chartered Cathay Mastercard · Standard Chartered Bank (Hong Kong) Limited Standard Chartered Bank (Hong Kong) Limited

Standard Chartered Cathay Mastercard

 Annual feeHK$2,000Purchase APR35.70% (retail purchase APR at account opening, subject to review)Minimum incomeHK$96,000
0.25Eligible spending on Cathay and HK Express
0.5Foreign currency spending
Annual fee waiverFirst-year annual fee waiver for all principal cardholders
Source: SC Cathay Mastercard product pageUpdated 19 Oct 2026
Standard Chartered Simply Cash Visa Card · Standard Chartered Bank (Hong Kong) Limited Standard Chartered Bank (Hong Kong) Limited

Standard Chartered Simply Cash Visa Card

 Annual feeHK$2,000Purchase APR35.70%Minimum incomeHK$96,000
1.5%HKD spending
2%Foreign currency spending
Annual fee waiverAnnual fee waived for Priority Banking / Premium Banking clients meeting the relevant Minimum Relationship Balance requirement, or payroll account clients (criteria must be met in the annual fee billing month); no first-year or spend-based waiver
Source: Standard Chartered Simply Cash VisaUpdated 12 Oct 2026

Personal loans5

Standard Chartered Bank (Hong Kong) Limited

SC CASH Top-up Loan

 APR from1.85%–36.00%Loan amountTo be verifiedMonthly flat rateTo be verifiedTenor12–60
Source: SC CASH Top-up LoanUpdated 5 Oct 2026
Standard Chartered Bank (Hong Kong) Limited

Standard Chartered Revolving Cash Card

 APR from5.89%–15.77%Loan amountHK$5,000–HK$800,000Monthly flat rateTo be verifiedTenorTo be verified
Source: SC Revolving Cash CardUpdated 5 Oct 2026
Standard Chartered Bank (Hong Kong) Limited

SC CASH: Personal Instalment Loan

 APR from1.85%–36.00%Loan amountHK$5,000–HK$2,000,000Monthly flat rate0.08%Tenor12–60
Source: SC CASH Personal Instalment LoanUpdated 5 Oct 2026
Standard Chartered Bank (Hong Kong) Limited

SC CASH: Instant Loan

 APR from1.85%–36.00%Loan amountUp to HK$2,500,000 / 18 times monthly salary; extra credit line may apply, subject to final approvalMonthly flat rate0.083%Tenor12–60
Source: SC Cash Instant LoanUpdated 5 Oct 2026
Standard Chartered Bank (Hong Kong) Limited

SC Cash: Debt Consolidation Programme

 APR from4.67%–36.00%Loan amountUp to 24X monthly salary or HK$2,000,000 (whichever is lower)Monthly flat rateTo be verifiedTenor12–84
Source: SC CASH Debt ConsolidationUpdated 5 Oct 2026

Traditional bank accounts4

Standard Chartered Bank (Hong Kong) Limited

Premium Banking

 Account typeIntegrated Deposit AccountMinimum balanceHK$100,000Maintenance feeHK$0InterestTo be verified
Current offers: Deposit designated new funds to enjoy up to HK$1,200 cash rebate or 12,000 Asia Miles（Until 31 Dec 2026）
Source: Standard Chartered Premium BankingUpdated 19 Oct 2026
Standard Chartered Bank (Hong Kong) Limited

Integrated Deposits Account

 Account typeIntegrated Deposits AccountMinimum balanceHK$1,000Maintenance feeTo be verifiedInterestTo be verified
Source: SC Integrated Deposits AccountUpdated 19 Oct 2026
Standard Chartered Bank (Hong Kong) Limited

Easy Banking

 Account typeBanking accountMinimum balanceMinimum Relationship Balance: HK$10,000 for standard customers; HK$0 for customers with a mortgage account or payroll account.Maintenance feeEasy Banking maintenance fee: free.InterestTo be verified
Source: Standard Chartered Easy BankingUpdated 19 Oct 2026
Standard Chartered Bank (Hong Kong) Limited

Priority Banking

 Account typePriority BankingMinimum balanceHK$1,000,000Maintenance feeHK$900InterestTo be verified
Maintenance fee waiverNew clients get the first 2 quarters' maintenance fee waived, existing clients the first 4 quarters; mortgage clients (borrower or co-borrower) get the first 2 years' quarterly fee waived
Source: SC Priority BankingUpdated 1 Oct 2026

Brokerage accounts1

Standard Chartered Bank (Hong Kong) Limited

Standard Chartered Securities Account

 MarketsHong Kong stocksUS stocksA-sharesCommissionHK 0.20%HK 0.50%US 0.20%Minimum depositTo be verifiedRegulatorStandard Chartered Bank (Hong Kong) Limited is a registered institution under the Securities and Futures Ordinance; CE AJI614
Source: Standard Chartered Securities AccountUpdated 19 Oct 2026