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AIA Voluntary Health Insurance Standard Scheme

Intro

About this product

AIA International Limited (AIA Hong Kong) · AIA Voluntary Health Insurance Standard Scheme

Coverage limits

Coverage limits

Annual benefit limit420,000
Lifetime benefit limitUnlimited
Ward classNo ward class restriction
Outpatient benefitsImaging 20,000; cancer 80,000; outpatient care 3,000
Psychiatric treatment30,000 (confinement in Hong Kong)
Unknown pre-existing conditions0% year 1, 25% year 2, 50% year 3, 100% from year 4
Key facts

Key facts

Benefit limits

Plan type
Standard plan

Policy

Guaranteed renewal
Guaranteed lifetime renewal
Entry age
15 days to 80 years
Monthly premium from
To be verified
Tax deduction
Up to 8,000 tax deduction per insured a year
Geographic scope
Worldwide (psychiatric treatment excepted)
Certified product no.
S00013-01-000-02
Effective from
24 Sep 2026

Source: Official product page Last updated: Data follows the institution's official pages and is not investment or lending advice.