About this product

AXA Hong Kong · Smart Medicare

Coverage limits

Annual benefit limitTo be verified

Lifetime benefit limitUnlimited

Ward classNo ward class restriction

Outpatient benefitsOutpatient care (general outpatient excluded)

Psychiatric treatmentInpatient psychiatric treatment in Hong Kong

Unknown pre-existing conditionsNo waiting period; rising reimbursement schedule

Key facts

Benefit limits

Plan type

Flexi plan

Policy

Guaranteed renewal

Guaranteed renewal to age 100

Entry age

To be verified

Monthly premium from

To be verified

Tax deduction

Up to 8,000 tax deduction per insured a year

Geographic scope

Worldwide (psychiatric & medical negligence excepted)

Certified product no.

F00017-01-000-04

Effective from

24 Sep 2026

Source: Official product page Last updated: 24 Sep 2026 Data follows the institution's official pages and is not investment or lending advice.