Voluntary Health Insurance Scheme Flexi Plan - Healthy Life Premier Medical Insurance Plan (Private with SMM)
China Life (Overseas)
Intro
About this product
China Life (Overseas) · Voluntary Health Insurance Scheme Flexi Plan - Healthy Life Premier Medical Insurance Plan (Private with SMM)
Coverage limits
Coverage limits
Annual benefit limit550,000
Lifetime benefit limitNil
Ward classSemi-private room
Outpatient benefitsOutpatient 3,000 (580 each); imaging 20,000
Psychiatric treatment30,000
Unknown pre-existing conditions0% first 30 days, full cover from day 31
Key facts
Key facts
Benefit limits
Plan type
Flexi plan
Policy
Guaranteed renewal
Guaranteed renewal to age 100
Entry age
15 days to age 80
Monthly premium from
To be verified
Tax deduction
Up to 8,000 tax deduction per insured a year
Geographic scope
To be verified
Certified product no.
F00030-02-001-02
Effective from
24 Sep 2026
Source: Official product page Last updated: Data follows the institution's official pages and is not investment or lending advice.