"WiseCare" Medical Insurance Plan
Chow Tai Fook Life (CTF Life)
Intro
About this product
Chow Tai Fook Life (CTF Life) · "WiseCare" Medical Insurance Plan
Coverage limits
Coverage limits
Annual benefit limit420,000
Lifetime benefit limitUnlimited
Ward classNot applicable
Outpatient benefitsOutpatient care 3,000 (580 each); imaging 20,000; cancer 80,000
Psychiatric treatment30,000
Unknown pre-existing conditions0% year 1, 25% year 2, 50% year 3, 100% from year 4
Key facts
Key facts
Benefit limits
Plan type
Standard plan
None (30% coinsurance on imaging)
Policy
Guaranteed renewal
Guaranteed renewal to age 100
Entry age
15 days after birth to age 80
Monthly premium from
To be verified
Tax deduction
Up to 8,000 tax deduction per insured a year
Geographic scope
To be verified
Certified product no.
S00028-01-000-03
Effective from
24 Sep 2026
Source: Official product page Last updated: Data follows the institution's official pages and is not investment or lending advice.