BEA UnionPay Dual Currency Diamond Credit Card
The Bank of East Asia, Limited

Intro
About this product
An UnionPay credit card from The Bank of East Asia, Limited. On the annual fee, First-year annual fee waiver for all customers. Rewards center on CashBack, with headline rules such as 5.2% · Cross-border spending (a rebate of up to 5.2%). Current offer: Extra rewards and online bill payment rewards promotion: caps of 100,000 extra reward points and 20,000 online bill payment reward points per calendar month, running until 2026-12-31.
Rewards
Reward rules
Rewards: CashBack
5.2%Cross-border spending (a rebate of up to 5.2%)
Fit
Who it suits
- Everyday spenders who want cash back directly
- Applicants who want to catch the welcome offer before 2026-12-31
Key facts
Key facts
Fees & rates
Annual fee
To be verified
Annual fee waiver
First-year annual fee waiver for all customers
Purchase APR
To be verified
Foreign transaction fee
To be verified
Eligibility
Minimum income
To be verified
Card details
Card network
UnionPay
Effective from
21 Sep 2026
Offers
Current offers
2025-01-01 → 2026-12-31
Extra rewards and online bill payment rewards promotion: caps of 100,000 extra reward points and 20,000 online bill payment reward points per calendar month
Eligibility: Each eligible account, per calendar month during the promotion period
Source: BEA UnionPay Dual Currency Diamond Card Last updated: Data follows the institution's official pages and is not investment or lending advice.