BOC UnionPay Dual Currency Diamond Card (Metal)
Bank of China (Hong Kong) Limited
Intro
About this product
An UnionPay credit card from Bank of China (Hong Kong) Limited. Its annual fee is HK$0. Rewards center on Cash rebate · Cash back, with headline rules such as 1.2% · Local spending (with total monthly spending of HK$15,000 or above) · 3X bonus points (equivalent to a 1.2% cash rebate), uncapped; 10% · Retail transactions made via mobile payments (new-customer welcome offer) · Welcome offer, rebate capped at HK$300.
Rewards
Reward rules
Rewards: Cash rebate · Cash back
1.2%Local spending (with total monthly spending of HK$15,000 or above) · 3X bonus points (equivalent to a 1.2% cash rebate), uncapped
10%Retail transactions made via mobile payments (new-customer welcome offer) · Welcome offer, rebate capped at HK$300
Fit
Who it suits
- Everyday spenders who want cash back directly
- Points and miles collectors
- Users who want a no-annual-fee card
Key facts
Key facts
Fees & rates
Annual fee
HK$0
Annual fee waiver
To be verified
Purchase APR
To be verified
Foreign transaction fee
To be verified
Eligibility
Minimum income
To be verified
Card details
Card network
UnionPay
Effective from
21 Sep 2026
Source: BOC UnionPay Dual Currency Diamond Card (Metal) Last updated: Data follows the institution's official pages and is not investment or lending advice.