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Cheers Card

Bank of China (Hong Kong) Limited

Cheers Card · Bank of China (Hong Kong) Limited
Intro

About this product

A Visa credit card from Bank of China (Hong Kong) Limited. Its annual fee is HK$3,800 (Principal card first-year annual fee waiver; supplementary card annual fee waived). Rewards center on Points (equivalent to HK$1.5/mile or 4% cash rebate) · Points (equivalent to HK$1.9/mile or 3.2% cash rebate), with headline rules such as 4% · Dining, travel and pet perks spending (Visa Infinite, with cumulative retail spending of HK$5,000 or above per month) · Promotion period from now until 31 December 2026; 3.2% · Dining, travel and pet perks spending (Visa Signature, with cumulative retail spending of HK$5,000 or above per month) · Promotion period from now until 31 December 2026. Applicants need a yearly income of HK$60,000 or above. Current offer: Up to 300,000 bonus points (equivalent to HK$1,200 cash rebate / 20,000 miles), running until 2026-12-31.

Rewards

Reward rules

Rewards: Points (equivalent to HK$1.5/mile or 4% cash rebate) · Points (equivalent to HK$1.9/mile or 3.2% cash rebate)
4%Dining, travel and pet perks spending (Visa Infinite, with cumulative retail spending of HK$5,000 or above per month) · Promotion period from now until 31 December 2026
3.2%Dining, travel and pet perks spending (Visa Signature, with cumulative retail spending of HK$5,000 or above per month) · Promotion period from now until 31 December 2026
Fit

Who it suits

  • Points and miles collectors
  • Diners who eat out often and want dining rewards
  • Frequent travellers who want travel-related rewards
  • Applicants earning HK$60,000 or more a year
Key facts

Key facts

Fees & rates

Annual fee
HK$3,800
Annual fee waiver
Principal card first-year annual fee waiver; supplementary card annual fee waived
Purchase APR
To be verified
Foreign transaction fee
To be verified

Eligibility

Minimum income
HK$60,000

Card details

Card network
Visa
Effective from
21 Sep 2026
Offers

Current offers

2026-09-21 → 2026-12-31
Up to 300,000 bonus points (equivalent to HK$1,200 cash rebate / 20,000 miles)

Eligibility: Basic welcome offer of 225,000 points (with cumulative spending of HK$12,000 or above) + an extra 75,000 points for new Private Wealth or BOC Wealth Management customers

Source: BOC Cheers Card Last updated: Data follows the institution's official pages and is not investment or lending advice.