CNCBI CITICdiamond UnionPay DCC Credit Card
China CITIC Bank International Limited
Intro
About this product
An UnionPay credit card from China CITIC Bank International Limited. Its annual fee is HK$0. Rewards center on HK$ cash rebate, with headline rules such as 4% · E-wallet (WeChat Pay Hong Kong wallet and the UnionPay App) and RMB spending. The foreign transaction fee is 0%.
Rewards
Reward rules
Rewards: HK$ cash rebate
4%E-wallet (WeChat Pay Hong Kong wallet and the UnionPay App) and RMB spending
Fit
Who it suits
- Heavy online and mobile-payment shoppers
- Users who want a no-annual-fee card
- Cardholders who spend abroad and want to keep the foreign transaction fee at 0%
Key facts
Key facts
Fees & rates
Annual fee
HK$0
Annual fee waiver
To be verified
Purchase APR
To be verified
Foreign transaction fee
0%
Eligibility
Minimum income
To be verified
Card details
Card network
UnionPay
Effective from
21 Sep 2026
Source: CNCBI CITICdiamond UnionPay DCC Credit Card Last updated: Data follows the institution's official pages and is not investment or lending advice.