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GO Card

Bank of China (Hong Kong) Limited

GO Card · Bank of China (Hong Kong) Limited
Intro

About this product

An UnionPay credit card from Bank of China (Hong Kong) Limited. On the annual fee, Principal card first-year annual fee waiver; supplementary card annual fee waived; holding a BOC HK personal/joint savings or current account at fee collection time also waives the fee. Rewards center on Cash rebate · Points (equivalent to an 8% cash rebate) · Points (equivalent to a 4% cash rebate) · Points, with headline rules such as 5% · Spending at designated Go merchants (high-speed rail, DiDi and more); 8% · Spending via designated mobile payments in Mainland China (20X points, promotion registration required) · From now until 30 September 2026; 4% · Spending via designated mobile payments locally (10X points, promotion registration required) · From now until 30 September 2026. Current offer: Up to HK$800 cash rebate (10% cash rebate on retail transactions made via mobile payments, capped at HK$800), running until 2026-12-31.

Rewards

Reward rules

Rewards: Cash rebate · Points (equivalent to an 8% cash rebate) · Points (equivalent to a 4% cash rebate) · Points
5%Spending at designated Go merchants (high-speed rail, DiDi and more)
8%Spending via designated mobile payments in Mainland China (20X points, promotion registration required) · From now until 30 September 2026
4%Spending via designated mobile payments locally (10X points, promotion registration required) · From now until 30 September 2026
1%All spending (1 point per HK$1 / RMB1)
Fit

Who it suits

  • Points and miles collectors
  • Applicants who want to catch the welcome offer before 2026-12-31
Key facts

Key facts

Fees & rates

Annual fee
To be verified
Annual fee waiver
Principal card first-year annual fee waiver; supplementary card annual fee waived; holding a BOC HK personal/joint savings or current account at fee collection time also waives the fee
Purchase APR
To be verified
Foreign transaction fee
To be verified

Eligibility

Minimum income
To be verified

Card details

Card network
UnionPay
Effective from
21 Sep 2026
Offers

Current offers

2026-09-21 → 2026-12-31
Up to HK$800 cash rebate (10% cash rebate on retail transactions made via mobile payments, capped at HK$800)

Eligibility: Card-opening welcome offer; retail spending via mobile payments required

Source: BOC Go Card Last updated: Data follows the institution's official pages and is not investment or lending advice.