HSBC Pulse UnionPay Dual Currency Diamond Credit Card
The Hongkong and Shanghai Banking Corporation Limited
Intro
About this product
An UnionPay credit card from The Hongkong and Shanghai Banking Corporation Limited. On the annual fee, First 2-year annual fee waived. Rewards center on RewardCash, with headline rules such as 2% · QR code payment or mobile payment in mainland China and Macau (extra rebate); 2.4% · Red Hot Rewards of Your Choice category spending. Applicants need a yearly income of HK$120,000 or above, and the foreign transaction fee is 1.95%.
Rewards
Reward rules
Rewards: RewardCash
2%QR code payment or mobile payment in mainland China and Macau (extra rebate)
2.4%Red Hot Rewards of Your Choice category spending
Key facts
Key facts
Fees & rates
Annual fee
To be verified
Annual fee waiver
First 2-year annual fee waived
Purchase APR
To be verified
Foreign transaction fee
1.95%
Eligibility
Minimum income
HK$120,000
Card details
Card network
UnionPay
Effective from
21 Sep 2026
Source: HSBC Pulse Dual Currency Card Last updated: Data follows the institution's official pages and is not investment or lending advice.