HSBC Red Credit Card
The Hongkong and Shanghai Banking Corporation Limited
Intro
About this product
A credit card from The Hongkong and Shanghai Banking Corporation Limited. On the annual fee, Perpetual waiver of annual fees with no spending limits required. Rewards center on RewardCash, with headline rules such as 8% · Designated overseas and local merchants (first HKD1,250 spent each calendar month); 4% · Online spending (first HKD10,000 each calendar month); 0.4% · Subsequent spending each calendar month beyond the designated-merchant and online tiers. Applicants need a yearly income of HK$120,000 or above.
Rewards
Reward rules
Rewards: RewardCash
8%Designated overseas and local merchants (first HKD1,250 spent each calendar month)
4%Online spending (first HKD10,000 each calendar month)
0.4%Subsequent spending each calendar month beyond the designated-merchant and online tiers
Fit
Who it suits
- Heavy online and mobile-payment shoppers
- Applicants earning HK$120,000 or more a year
Key facts
Key facts
Fees & rates
Annual fee
To be verified
Annual fee waiver
Perpetual waiver of annual fees with no spending limits required
Purchase APR
To be verified
Foreign transaction fee
To be verified
Eligibility
Minimum income
HK$120,000
Card details
Card network
To be verified
Effective from
21 Sep 2026
Source: HSBC Red Credit Card Last updated: Data follows the institution's official pages and is not investment or lending advice.